Stephanie Clark

VP, Sr. Loan Officer at First State Bank | NMLS #231125

With over 15 years of experience in the mortgage industry, Stephanie Clark is a highly respected VP and Senior Loan Officer at First State Bank. Known for her energy, charm, and deep knowledge of the lending process, Stephanie has been voted Best of Texoma Loan Officer in 2017, a testament to her dedication and client-focused approach.

Stephanie specializes in Certified Mortgage Planning, U.S. VA Loans, FHA Financing, Real Estate Owned (REO), and U.S. Federal Housing Authority (FHA) loans. Her expertise and confidence ensure that clients feel supported throughout the mortgage process, with loans closing as promised. Clients often remark on her ability to make the process feel seamless, like working with a trusted friend.

Stephanie’s commitment to excellent customer service and her strong financial acumen make her a valuable asset to both First State Bank and her clients. Whether navigating complex loan scenarios or offering clear, expert guidance, Stephanie consistently exceeds expectations in every transaction.